The FBI says cyber-enabled fraud—including cryptocurrency and AI-related scams—cost Americans billions, citing near-$21B in losses. The agency highlights common impersonation methods such as voice cloning and deepfakes used to pressure victims.

The FBI’s press release highlights findings from its 2025 Internet Crime Report, estimating near-$21B in losses tied to cyber-enabled crimes connected to categories including cryptocurrency and AI-related scams. The FBI emphasizes that these schemes often combine classic tactics—like phishing and spoofing—with newer AI-enabled techniques that make impersonation more convincing. A recurring risk is the use of AI-generated audio and video to mimic trusted people or voices. The FBI points to voice cloning and realistic deepfakes of public figures or loved ones as tools scammers use to create urgency and authority, increasing the chance a victim will comply with requests for money, accounts, or sensitive information. Investment schemes and extortion campaigns also appear among frequently reported categories. The practical takeaway is that “authentic-looking” content is not proof. Even if a voice message seems familiar, verify identity through an independent channel before sending money or granting access. Be especially cautious when the request is time-sensitive, unusual, or framed as confidential. By pairing AI persuasion with cybercrime fundamentals, scammers can move faster than traditional verification. The FBI’s report reinforces the need for skepticism and direct confirmation steps when money or credentials are involved.