Luther Davis and CJ Evins pleaded guilty to wire fraud conspiracy and aggravated identity theft tied to an impersonation scheme aimed at lenders. DOJ says they used disguises and fake documents to pose as managers of professional athletes and secure nearly $20 million in fraudulent loans.

According to the U.S. Department of Justice (USAO, Northern District of Georgia), Luther Davis and CJ Evins entered guilty pleas covering a scheme prosecutors say relied on impersonation, identity theft, and document fraud to obtain money from lending institutions. DOJ alleges the defendants used disguises and fabricated paperwork to impersonate professional athletes and present themselves—ostensibly as representatives/managers of NFL players—to convince lenders that the borrowers were real and the loan requests were legitimate. The press release states that the defendants’ conduct involved impersonating NFL players and using fake documents to create false identities and eligibility for financing. Prosecutors further allege the fraudulent activity resulted in nearly $20 million in fraudulent loans. The case was resolved through guilty pleas to wire fraud conspiracy and aggravated identity theft, reflecting the federal government’s focus on both the financial harm caused to victims and the unlawful use of personal identities to facilitate the fraud. The DOJ filing also underscores how identity theft and impersonation can be used not only to commit direct theft, but to manipulate underwriting and lending decisions.