Prosecutors allege Roy Dave Davis changed seniors’ mailing addresses, ordered debit cards in their names, and used the cards for withdrawals and purchases. The complaint describes more than 1,500 withdrawals and over $1 million in alleged losses; the charge remains an allegation.

A federal complaint alleges that Roy Dave Davis stole more than $1 million from dozens of seniors by taking control of their financial accounts and debit cards. Prosecutors say Davis changed victims’ account mailing addresses, ordered debit cards in their names, and used the cards to make purchases and withdraw cash from ATMs. The alleged victims numbered more than 40, and their average age was 81. The complaint describes more than 1,500 withdrawals totaling over $1 million. Changing an account’s mailing address can allow a fraudster to intercept replacement cards or account correspondence, making it harder for the account holder to notice unauthorized activity. Consumers who receive unexpected notices about account changes should contact their financial institution using a trusted phone number or official app, rather than relying on contact details in an unsolicited message. Banks may also help secure accounts, replace compromised cards, and review transactions. Davis has been charged, but the allegations have not been proven in court. He is presumed innocent unless and until proven guilty. The case was announced by the U.S. Department of Justice’s District of Maryland on September 21, 2026.