Check Fraud
Scams involving fake or altered checks.
Check for This Scam
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How This Scam Works
Step 1
Scammer sends check for more than agreed amount (overpayment)
Step 2
Asks you to deposit and wire back the difference
Step 3
Check bounces after 1-2 weeks, you owe bank the full amount plus fees
How to Protect Yourself
- ✓ Verify checks before depositing
- ✓ Wait 2+ weeks for checks to clear
- ✓ Use secure mailboxes
- ✓ Report suspicious checks
Frequently Asked Questions
What is Check Fraud?
Scams involving fake or altered checks.
How does Check Fraud work?
Scammer sends check for more than agreed amount (overpayment) Asks you to deposit and wire back the difference Check bounces after 1-2 weeks, you owe bank the full amount plus fees
How can I protect myself from Check Fraud?
Verify checks before depositing Wait 2+ weeks for checks to clear Use secure mailboxes Report suspicious checks