The FTC reports a court ruling tied to Golden Home Services / Home Matters USA, with refunds now being sent to affected homeowners. The FTC alleges the scheme took money from consumers seeking legitimate mortgage relief.

The FTC says homeowners deceived by the Golden Home Services / Home Matters USA mortgage relief scheme are now receiving refunds as a result of court action. In its June 9, 2026 announcement, the agency links the return of nearly $3 million to an FTC lawsuit that produced a court finding against the scheme’s operators. The FTC’s description focuses on how the defendants allegedly targeted consumers facing mortgage hardship and induced them to part with funds under the promise of relief. While the FTC doesn’t provide every operational detail in its brief summary, it emphasizes that the scheme reportedly took millions from struggling homeowners who were trying to obtain assistance. The court action referenced by the FTC also reportedly included bans and required payments, suggesting the conduct was treated as substantial and injurious. This development is intended to deliver monetary restitution to consumers whose money was taken during the alleged deception. For readers, the case underscores that mortgage-relief scammers often position themselves as intermediaries who can resolve loans directly or expedite modifications, even though the promised outcomes never materialize. When scammers collect upfront payments and communication breaks down, homeowners can be left with ongoing mortgage stress rather than relief. Source: FTC press release dated June 9, 2026.