Identity Theft
Stealing personal information for fraud.
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Como este golpe funciona
Criminal obtains your SSN, DOB, address through data breach, phishing, or theft
Opens credit cards, loans, or files taxes in your name
Ruins your credit score and leaves you with debt you didnt create
Como se proteger
- ✓ Freeze your credit at all 3 bureaus
- ✓ Use unique passwords
- ✓ Monitor credit reports weekly
- ✓ Shred sensitive documents
Perguntas frequentes
What is identity theft?
Identity theft occurs when someone uses your personal information - like your name, Social Security number, or credit card details - without permission to commit fraud or other crimes. This can result in financial loss, damaged credit, and emotional distress.
How do I know if my identity has been stolen?
Warning signs include: unexplained withdrawals or charges, bills for accounts you didn't open, calls from debt collectors about unknown debts, denied credit applications, IRS notices about multiple tax returns filed in your name, and medical bills for services you didn't receive.
What should I do if my identity is stolen?
Place fraud alerts with credit bureaus, review credit reports for fraudulent accounts, close compromised accounts, file a report with the FTC at IdentityTheft.gov, file a police report, freeze your credit, and document everything.
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