A report citing a probable-cause affidavit describes an alleged scheme in which a caller posing as an FDIC investigator said a woman’s accounts were compromised and arranged for a courier to collect cash. Police arrested a man and charged him with organized scheme to defraud; the allegations have not been adjudicated.

County Crime Watch reported on October 17, 2026, that a West Palm Beach man was arrested after police allegedly intercepted a courier in a Delray Beach bank-impersonation scheme. The report’s account of a probable-cause affidavit says a caller posed as an FDIC investigator and told a woman her accounts had been compromised. The caller allegedly instructed her to withdraw cash and hand it to a courier. Police arrested a man and charged him with organized scheme to defraud. The accusation is not a finding of guilt, and the allegations have not been adjudicated. The reported approach combines institutional impersonation with an in-person cash pickup, rather than asking the target simply to transfer money electronically. The report does not establish that the caller was actually affiliated with the FDIC or provide a final court outcome. People receiving unexpected calls about compromised accounts should independently contact their financial institution using a verified number and should not hand cash to an unverified visitor. The case illustrates an alleged courier-based fraud tactic while preserving the distinction between a criminal charge and proven conduct.